Short Term Loans

What is a short term loan?

A short term loan is a loan that is designed to be repaid over a relatively short period of time, usually either a few weeks or months. A repayment term is agreed at the beginning of the loan, but it is possible to pay off the loan sooner than this if you are able to do so.


What can I use a short term loan for?

Anything! If you take out a short term loan there are no rules or restrictions about how you have to use the money. It is completely up to you. Typical uses of a short term loan include repaying other debts, home improvements, family event or emergency, or to pay for a car or holiday.


Does Advantage do short term loans?

Yes. Our Advantage loan enables you to borrow between £250-2000 over a period of 24 months and repay in weekly, fortnightly or monthly instalments. We do not charge any fees to set up the loan, or to settle the loan early should you choose to do this.

Our Advantage loan is available to both tenants and homeowners, and we will consider lending to you even if you have poor credit history or a CCJ. Our main priority is you, our customer, and we are careful to treat each case on its own merit.


How do I apply for a short term loan?

You can apply for an Advantage loan quickly and easily online. All you need to do is:

We will then give you a quick call back to discuss the details of the loan and answer any questions that you may have. And if your Advantage loan application is approved we aim to get the money into your bank account within 15 minutes.

If you would prefer to speak with one of our friendly team before applying for a loan with us, there is a Request Callback option on our website. Just leave your details and we will get back to you as soon as we are able.